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"....The con-artists insist that you pay in advance -- but they do little or no work and never return.....
.....contractor, work, check, advance, contract, pay, --, large, home, offers, local, con-artists, contact, contractors, large sums....."


"..... You can take action to avoid both problems.

Home repair scams by peripatetic con-artists work like this: Con-artists stop at your door, give you a unbending sell, and overture sensational low prices. The con-artists insist that you pay in proceed -- but they do little or no work and sine die return.....
.....contractor, work, check, advance, contract, pay, --, large, home, offers, local, con-artists, contact, contractors, great sums....."

Spring is prime time for home repairs -- and that makes it prime time for outright scams or frustrating disputes. The con-artists insist that you pay in forge ahead -- but they do little or no work and sine die return. It might be for roofing or painting, tree-trimming, or asphalting your driveway with material supposedly 'left over' from a job nearby. Be skeptical. Remember, legitimate contractors very solicit door-to-door. Help older neighbors who might be pressured or intimidated into paying rambling con-artists.

A few 'bad-apple' local contractors also take big proceed payments but fail to do the work, or do just part of a job or very shoddy work. The main rules are to check out a contractor, and in no degreeADV Smallness pay massive sums in move on to a contractor you don't know. Follow these tips to protect yourself when you hire a contractor:

Beware of high-pressure sales tactics such as 'today-only' discounts, offers to use your home as a 'display home' for replacement siding or windows, and 'lifetime warranty' offers that only remain for the life of the company. This is stubborn to prove as fraud, but it's costly and frustrating.

Check out a contractor before you sign a barter or pay any money. Always get several in writing estimates -- shop future for the best deal before making such a ample investment. Contact the Attorney General's Office to see if it has complaints or contact the Better Business Bureau. Request local references -- and check them out.

Get it in writing. You can also contact your county clerk of court and ask how to check if a contractor has been sued by unsatisfied customers. Ask for a copy of the contractor's responsibility insurance certificate. Before any work begins, agree on a in writing negotiate detailing work to be done, responsibility for permits, costs, and any other promises. (Example: the compromise could be nullified if the contractor doesn't start on time.) If you sign a stipulate at your home, in most cases you have three business days to cancel. Put start and accomplishment dates in writing, and consequences if the contractor fails to meet them. If you have to make a partial forge ahead arrangement for materials, make your check out to the supplier and the contractor.

Avoid paying big sums in go on if you don't know the contractor.

Be very guarded of credit or financing laid out by a contractor. Insist on a 'mechanic's lien waiver' in case the contractor fails to pay others for materials or labor. Such loans may have high interest rates, steep up-front fees, hidden costs, and even costly brokers' fees. This is an area of serious abuse by a few contractors in Iowa who arrange credit with high-cost lenders. Check first with your attorney or a local lender you can trust.

"..... Be wary of offers to incorporate credit-card obligation or other debit into a second mortgage. Be wary of offers to incorporate credit-card obligation or other debit into a second mortgage....'

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